You Dead - Living Life Insurance!

 

                                                                       

       Death is 99% guaranteed. 

        When will it be?  Who knows?

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1 - The cost to die is higher than the cost to be born! 

2 - This is why we are passionate about protecting you, and your family.

3 - Protecting you from panic due to the cost of death. 

4 - Protecting your savings (if any).

5 - Protecting your peace of mind now, and your legacy later.

Estimated cost of funeral in an average city in the USA.

*fee for the funeral director's services: $1,500

*cost for a casket: $2,300

*embalming: $500

*cost for using the funeral home for the actual funeral service: $500

*cost of a grave site: $1,000

*cost to dig the grave: $600

*cost of a grave liner or outer burial container: $1,000

*cost of a headstone: $1,500

Note that cremation is an option. And the cost ranges between $2,000 - $6,000.

Final Expenses Coverage:

1 - Provides for the cost of dying by protecting your family with insurance.

2 - It is much more affordable than most people realize.

3 - Depending on your health condition, you can get coverage from day one.

5 - Your beneficiary can use the cash for any other expense or debt

Let us talk today!  Will it be a tomorrow?

Do this FORM and I will be in touch.

If you prefer - EMAIL me.  

Ana Magalhaes

Licensed Agent

Born Free!

The most famous words in The Declaration of Independence:

“ We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the Pursuit of Happiness”.

Life is more than being alive.

Life is having purpose, knowing your actions have value and feeling you do matter.

Liberty is more than being free.

Liberty is the right to freedom of speech, religion and representation.

Happiness is more than pleasure.

Happiness is a state of mind with a sense of achievement and contentment and gratitude.

We were all created by God, equally in His image. 

Let us choose Life, Liberty and the Pursuit of Happiness. 

Happy 4th of July to all!

Summer is here!

 

Top 10 Summer Health Concerns for Kids

As we slide into summer, parents are weighing in on the summer health risks they see for their adolescent children.

Sunburn, bee stings, and heat strokes made the list. So did concerns such as online safety and knowing how to handle an unsafe situation.

That's according to an online survey taken by 542 parents of kids aged 10-13 years.

Nearly one in four parents are "extremely" or "very" concerned about their school-aged child's health during summer break, the survey shows.

The survey, conducted by the National Parent Teacher Association's survey, was funded by the drug company GlaxoSmithKline.

Parents' Summer Health Concerns

The parents rated a list of 10 health issues related to their young adolescent.

Here is that list, along with the percentages of parents noting concern about those issues:

1. Knowing what to do in an unsafe situation: 77%
2. Understanding how to be safe online: 75%
3. Making healthy food choices: 71%
4. Getting a sunburn: 61%
5. Getting injured while playing sports: 56%
6. Getting bitten by a tick: 46%
7. Swimming or playing at a pool, lake, or beach not attended by a lifeguard: 46%
8. Getting stung by a bee or wasp: 44%
9. Suffering from heat/sun stroke or dehydration: 44%
10. Being exposed to an infectious disease: 42%

Almost all parents -- 95% -- said they want their child to be active and fit over the summer. 

Nearly a quarter said their child doesn't get enough exercise over the summer. 

About half said their child spends too much time watching TV or playing video games.

Parents' Stay-Safe Summer Strategies

The parents also rated how likely they were to take certain steps to keep preteens and young teens healthy over the summer. 

Here are the eight steps most frequently chosen:

1. Maintain open communication with him/her: 92%
2. Provide him/her with healthy food choices: 81%
3. Insist that he/she wear sunscreen: 75%
4. Talk to him/her about Internet safety: 71%
5. Ensure that he/she takes a bottle of water with him/her every day: 68%
6. Make sure his/her vaccinations are up to date: 62%
7. Teach him/her 911 protocols: 61%
8. Teach him/her first aid protocols: 52%

Let us enjoy summer and have fun - safely!

 

Tips for Preventing Dehydration in Children

                                        

• Drink water or sports drinks. Water is fine, but a flavored beverage may be preferable for preventing dehydration because children may drink more of it, according to the American Academy of Pediatrics (AAP). 

• Fruit juice may be fine for kids participating in lighter activity, but sports drinks are better for the more active child, says Steven Parker, MD, co-    author of the 1998 edition of Dr. Spock's Baby and Child Care.

• Be prepared. Before training and competitions, children should be well- hydrated           

• Get on schedule. Active or athletic children should drink fluids on a regular basis. Create a "fluid schedule" in which your child drinks a certain amount of fluids before, during, and after practices, games, and competitions. Children should drink more if they are working out in hot, humid, sunny conditions, or if they sweat heavily.

Steps to Take During Sports Activities

• Drink early. By the time a child is thirsty, he or she may already be dehydrated.

• Drink enough. The AAP suggests that a child weighing about 88 pounds drink 5 ounces of cold tap water or a flavored beverage every 20 minutes. Children and teens weighing 132 pounds should drink 9 ounces of cold tap water or a flavored beverage like a sports drink every 20 minutes. One ounce typically equals two kid-size gulps.

• What to avoid: dehydrating beverages such as caffeinated beverages (sodas, iced tea). The caffeine is a diuretic, meaning it causes the child to lose more fluid.

Small Acts of Love - life insurance!

 

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